Financing Growing Real Estate Investors

ClearBlu Capital Group provides time-sensitive bridge financing to real estate investors to fund the purchase of  residential and commercial properties, provide bridge loans, and provide real estate-backed lines of credit.  A lack of liquidity in the credit markets and increased regulation of the banking industry has restricted conventional financing as an option for investors in fast-moving and competitive real estate markets. As your lending partner, ClearBlu Capital Group focuses on providing short and long-term finance solutions to fill this market void.

KNOW US BETTER

DIRECT Real Estate lENDING

short-term bridge financing

Fix and flip
  • Residential 1-4 Units
  • Loan Amount:
    $50,000 – $5,000,000
  • Maximum LTC
    Up to 85% purchase
    Up to 100% of rehab
  • Max Loan to ARV 70%
  • 12 – 18 months
  • Full recourse
apply Now
ground up new construCTION
  • Residential 1-4 Units
  • Loan Amount:
    $50,000 – $5,000,000
  • Maximum LTC
    Up to 75% purchase
  • Up to 100% of construction
  • Max LTC Total 80%
  • Max Loan to ARV 70%
  • 12 – 18 Months
  • Full recourse
apply Now
MULTIFAMILY BRIDGE
  • Small Balance 5+ Units
  • Loan Amount:
    $500,000 – $5,000,000
  • Max LTC for Purchase
    80% of purchase value + 100% of rehab
  • Max LTC for Refinance
    75% of as-is value + 100% of rehab
  • Maximum Loan to Stabilized Value 75%
  • Up to 24 months + two 6-month extensions
apply Now

long-term real estate financing

single family rental
  • Single family, 2-4 unit, townhomes, PUD, warrantable condos
  • $75,000 – $2,000,000
  • 30-yr Fixed Rate Mortgage (Fully Amortizing) 5/6, 7/6, 10/6 Hybrid ARMs (Partial IO or Fully Amortizing)
  • 30 Years Terms
  • 80% Max LTC
  • Max LTV
    Purchase/rate term refi: 80%
    Cash-out refi: 75%
  • Minimum Debt Service Coverage Ratio
    1.10x (Gross Rent/PITIA)
  • Full recourse
apply Now
Rental Portfolio Financing
  • Single family, 2-4 units, townhomes, PUD, warrantable condos
    5-8 Unit Properties allowed up to 15% of Loan Amount
  • $250,000 – $50,000,000
  • 30-yr Fixed Rate Mortgage (Fully Amortizing)
    5/6, 7/6, 10/6 Hybrid ARMs (Partial IO or Fully Amortizing)
  • 5, 10 & 30 Years
  • 80% Max LTC
  • Max LTV:
    Purchase/rate term refi: 80%
    Cash-out refi: 75%
  • Minimum Debt Service Coverage Ratio:
    1.10x – 1.20x (Net Cash Flow/Debt Service)
  • Non Recourse
apply Now
MULTIFAMILY Term
  • 5-8 Unit Residential Properties
  • $250,000 – $3,000,000
  • 30-yr Fixed Rate Mortgage, OR 5/6, 7/6, 10/6 Hybrid ARMs (Partial IO or Fully Amortizing)
  • 30 Year Terms
  • 80% Max LTC
  • Max LTV
    Purchase/Rate-Term Refinance: 70% Cashout Refinance: 70%
  • Minimum Debt Service:
    1.20x – 1.40x
  • Full recourse or non recourse
apply Now

stabilized bridge

purchase

For borrowers who are seeking a quick close bridge loan to purchase rental properties that do not need renovations

  • Max LTC
    Subject to LTV Limits
    85%
  • Max LTV
    Subject to LTC Limits
    70%
  • Cash Out Allowed
    N/A
  • Minimum DSCR
    Minimum in place DSCR of 1.00x based on IO bridge loan payment.
    Minimum exit DSCR of 1.10x based on 30yr FRM and current lender rate + 50 bp
apply Now
seasoned refinance

For borrowers with rent-ready properties that have been owned for more than 12 months, do not have deferred maintenance, and are looking for cash out (value based underwrite)

  • Max LTC
    N/A
  • Max LTV
    70%
  • Cash Out Allowed
    N/A
  • Minimum DSCR
    Minimum in place DSCR of 1.00x based on IO bridge loan payment.
    Minimum exit DSCR of 1.20x based on 30yr FRM and current lender rate + 50 bp
apply Now
non seasoned refinance

For borrowers with rent-ready properties that have been owned for less than 12 months and do not have deferred maintenance

  • Max LTC
    Subject to LTV Limits
    85% +100% of completed renovations
  • Max LTV
    Subject to LTC Limits
    70%
  • Cash Out Allowed
    Follow LTC guidelines
  • Minimum DSCR
    Minimum in place DSCR of 1.00x based on IO bridge loan payment.
    Minimum exit DSCR of 1.10x based on 30yr FRM and current lender rate + 50 bp
apply Now
Privacy Settings
We use cookies to enhance your experience while using our website. If you are using our Services via a browser you can restrict, block or remove cookies through your web browser settings. We also use content and scripts from third parties that may use tracking technologies. You can selectively provide your consent below to allow such third party embeds. For complete information about the cookies we use, data we collect and how we process them, please check our Privacy Policy
Youtube
Consent to display content from Youtube
Vimeo
Consent to display content from Vimeo
Google Maps
Consent to display content from Google
Spotify
Consent to display content from Spotify
Sound Cloud
Consent to display content from Sound
Save